Are you looking for a new phone?
If you have bad credit, it can be difficult to get approved for a mobile contract. But don’t worry! We’ve got your back. Here are some tips on how to find the best plan for you and your needs.
Nowadays, cell phones have become an important necessity and without it, life seems to be incomplete; but what should you do if you have made error in your credit department and have bad credit score. A bad credit score report is generated by credit rating agencies to give an idea about your credit worthiness and ability to pay back loan amount; it is usually believed that a credit score of 7 out of 10 is good score and below this level, person is qualified to have bad credit score.
Although there are numerous ways of getting contract phones with bad credit but all of them will charge higher prices as compared to traditional phone contracts. When applying for phone contract, it is recommended that applications are given to one to two service providers because rejections from any of the company will make your credit score more badly. It is always suggested that you first obtain your copy of credit score so that you have complete details about your position and you also have all the documents that contractors will ask you about your credit history.
When looking for bad credit mobile contracts, the best way is to start the search online as there are many companies who are offering these contracts on Internet. It is also the most effective because it will allow you to review the terms and conditions that are offered for various contract phones with bad credit; you should find some catalogues with instant credit and do some research in the market.
One way of finding right contract is to compare among bad credit mobile contracts by visiting websites of all top ranked cell phone providers such as AT&T, T-Mobile, Verizon, Sprint and many more. Other good alternative is to get a co-signer which acts as a guarantee for bad credit holder that he will pay back the money. Some of credit broke customers ask for someone’s help who can improve their credit rating, so by having a co-signer who has good credit history will increase their trustworthiness. The most reliable co-signers are friends and family members, as they will help the person in getting out of financial crisis.
When some companies offer bad credit mobile contracts, they often ask their customers to pay a deposit amount which can go as high as 1000 pounds or even more than this amount. You need to think that do you want any contractor to hold such amounts for money or look for other alternatives such as going for prepaid option.
Majority of the cell phone service providers are offering prepaid service which is the best alternative for those people who are looking for contract phones with bad credit. With the help of prepaid policy, you will be able to keep track of your mobile bill. Hence, you should look for alternatives for mobile phones such as voice mail boxes and pagers; pay phones are available in limited number but people who don’t have resources for getting a mobile phone contract should look for these alternatives if they want to avoid the hassle of improving your credit score.
You can’t find a cell phone plan with no credit check
This is a problem for people who have bad credit or no credit at all. In some cases, you might not even be able to get an instalment plan because your credit score is too low.
There are companies that offer easy mobile phone plans that are available to anyone, regardless of their financial history! These plans are paid off in monthly payments and there’s never any interest charged on them. No matter what your situation is, we’re sure you’ll find something here that works for you.