Apple Watch on Finance

Credit Options Available
Apple Watch On Finance
10/10Our Score
  • Apple Watch
  • All Models Available
  • Charging Station
  • Bundle With AirPods Pro Available
  • Credit Options Available
  • No interest for 3 months on your first credit order
  • Representative 39.9% APR Variable
  • Buy Now Pay Later
  • 30 days to return your item

Apple Watch with O2

You will be amazed at the Apple Watch range from the Apple Watch Series 7 to Apple Watch SE for much less than you thought.

Apple Watch with O2

Apple Watches are available for all ages

You want a new Apple Watch? You can get it on O2. O2 Pay Monthly customers can get Apple Watch with an iPhone 6s and newer. Apple Watch Series 4 is compatible with iPhone 6. If you are new to O2 and don’t have an iPhone 6s or older, we can help you get one. Then add your Apple Watch to the plan. Get the latest Apple Watch at O2.

No matter what model you choose to buy, each Apple Watch is designed for you a healthier day, more active, and more connected.

Apple watch for all ages


Your ultimate partner in exercise.

Apple Watch is available for all your favourite workouts and has advanced features that will help you be your best.

You can track your activity and workouts more accurately than ever before, whether you are in the pool, the gym or on the road.

For a better day, close your Activity rings. Keep moving with music, podcasts, or audiobooks streaming from your watch.

Buy an Apple Watch and get 3 months of Apple Fitness+ for free

Apple Watch Ultimate Fitness Experience


Your wrist is the key to your future health.

Advanced health features are always available.

You can keep an eye on your blood oxygen level and heart rate by receiving notifications about high and low heart rate.

A revolutionary app and sensor lets you measure your blood oxygen levels.

Apple Watches Health


You can travel wherever you want without your phone.

Apple Watch with cellular lets you answer calls and receive messages via the trail. You can stream your favourite music, podcasts, audiobooks, and more. You can also get immediate help with Emergency SOS or international emergency calling.

Apple Music, Apple Arcade, and Apple News+ are available for up to five months free of charge for new and returning customers.

Apple Watches Connect


Have the dream sleep you deserve.

For your overall health, getting enough sleep is essential. Sleep App helps you set a schedule and a bedtime routine, and tracks how much time you sleep. You can also set and reach your own sleep goals.

Apple Fitness+

Motivational milestone

Buy an Apple Watch and get 3 months of Apple Fitness+ for free

AirPods Pro

Magic. On. The. Go.

AirPods Pro provide immersive sound for streaming music, podcasts and calls. For all-day comfort, the AirPods Pro can be customized to fit your needs. Water and sweat resistance. Pair your Apple Watch with it and you can use your phone for exercise.

Music Arcade News+

We wish you many happy times.

Purchase an Apple Watch and get up to 5 months of free shipping

Only for new and returning customers. Terms and conditions apply.

Are you ready to purchase an Apple Watch?

You’re set if you’re O2 Monthly Payment customer with an iPhone 6s (or newer) (Apple Watch Series 4 compatible with iPhone60), then you’re good to go.

Do you need a new iPhone?

Apple Watch is still available for those who are new to O2, but don’t own a compatible iPhone. You can purchase a new iPhone from us and then return to add your Apple Watch.

Are you ready to purchase an Apple Watch?


It is now easier than ever for Apple products to be introduced into an institution or organization.


Innovative payment structures

When you are looking for watches on finance, Apple products are smart investments and durable. Apple Financial Services creates compelling financial structures by adding future value.

Innovative payment structures

Simple contracts

Apple gives you the technology you need to run your business or institution. It’s simple, flexible, and friend-friendly.

Simple contracts

Flexible terms apply

Apple Financial Services allows for flexibility to meet the changing needs of your organisation or institution. With customer-friendly options at each end of each term, you have complete control over your refresh. You can choose when to upgrade.

How to Finance Apple Products

You can get the products you love with an affordable instalment plan. Shop first, then apply for financing at Checkout.

How to Finance Apple Products


You have the option of choosing between 3 to 18 or 36 equal monthly payment.

PS299 minimum order.

Get an instant decision, and your order will ship right away.


Paypal Credit

PS99 minimum order.

Instantly you can choose to have your order shipped or picked up in an Apple shop, or at a local pick-up location.

You have the option to choose from equal monthly payments over 6, 12, 18, or 24 month periods.

Once you have been approved, there is no need to submit another application.

For the duration of the instalment period, 14.9% annual interest rate. Any balance left after the end of the instalment period will be converted to the standard variable rate.

Transactions without instalment plans will be subject to the standard variable rate.

An example of an Instalment: A PS500.00 Purchase rate would be divided into 24 monthly payments at 14.9% (fixed), and costs PS24.00 Per Month. Total amount payable PS576.00.

PayPal Credit options

How it works

Apple Watch Series on Finance- How it works

Make your order

Continue to monitor until you reach “How would you like me to pay?”

Choose an instalment plan

You can also pay over time. PayPal Credit and Barclays are available.

Complete your order.

Place your order


  • After reviewing all details, place your order
  • You will be taken to Barclays’ website to complete your credit application.
  • After your credit application has been approved, you will be notified of the delivery date.


  • Please continue to PayPal for complete details on how to apply for Paypal Credit using your paypal account.
  • Return to the Apple website.
  • After reviewing all details, place your order

Klarna lets you pay monthly for online shop with KRCS

Klarna or KRCS allows you to shop now and then pay later for purchase rate above PS249. Pay your Mac for more that PS1,000 by using Klarna and KRCS.

Klarna and KRCS are here to help you achieve your Apple Watch, iPhone, iPad, iPhone or Macintosh goals.

An Easy Upgrade option is also available. This financing option allows you trade in your current tech to get a credit limit increase at the end.


How to Apply

STEP 1: Add more PS249 products into your basket and then choose “Klarna” when you checkout

STEP 2: Fill in some personal information to instantly find out if your application was approved.

STEP 3: Klarna emails you confirmation and reminders when it’s time to pay.



Who’s DivideBuy?

DivideBuy offers to pay interest-free credit on present and future purchases. Their unique algorithm eliminates any need for an underwriter or third-party lender. DivideBuy accepts applicants up to 96% depending on their age and status.

What is DivideBuy?

You can choose between three- to twelve-month instalments subject to status, depending on your order value. Your application takes only 60 seconds. DivideBuy will notify you immediately if your application has been approved. Once we have received your approval, we will electronically sign the agreement.

What are the requirements for DivideBuy credit?

  • Must be aged between 18 and 75
  • Must be a UK resident permanent.
  • A valid credit card or debit card is required.
  • Get a UK mobile number.
  • An email address must be valid.

Do you need to have a credit check?

Yes. The agreement has a credit available limit. To determine your eligibility and affordability considering this credit limit, a credit check is performed. DivideBuy uses a third-party credit reference agency and their unique algorithm.
DivideBuy offers a soft-search function to assess your eligibility and not affect your credit score.

Credit subject

When should I pay?

After your application has been submitted, the minimum payment amount of the first instalment will be due. Your credit score may require you to pay a deposit or guarantee.
A deposit will be added to your total order and reduced your monthly instalment or outstanding balance for the first month.

Are there any fees or charges?

Not a penny. There are no cancelation fees, setup fees or cancelation fees. You only pay 0% APR. DivideBuy reserves all rights to charge late payment fees for missed payments. This information is provided in your Credit Agreement before you begin the checkout process.

Can I pay my agreement in advance?

Yes! DivideBuy account allows you to make partial or full payments at any given time. You can choose to pay a fixed amount, or a decrease in the total amount. You are allowed to make early repayments without any additional charges.

How do I change my billing address from my delivery address?

DivideBuy will need to approve any delivery to addresses other than the billing address. As fraud prevention measures, we cannot ship to other addresses than the billing address.
DivideBuy will notify customers if goods are being shipped to an alternative address after you have paid the first instalment and placed your order.