The Best Catalogues for Bad Credit And No Credit Check



Yes Catalogue
  • 9.9

  • Rate it (9,631)
  • Pay Nothing Today
  • £1500 Credit Line
  • All credit types welcome
  • No late payment fees
  • (You choose when to pay)
  • Major Brands
  • Health & Beauty
  • Home & Garden
  • Electricals
  • Toys
  • Next Day Delivery
  • 100% guaranteed to be accepted

Flava Home Catalogue
  • 9.9

  • Rate it (7,323)
  • Guaranteed £500 Credit Line
  • No late payment Fees!
  • All credit types welcome
  • Affordable weekly payments
  • Free delivery available
  • Hottest tech & gadgets
  • Electrical Appliances
  • Computing
  • Furniture
  • Mobile & Tablets
  • Home & Kitchen
  • Computing
  • Outdoors & Hobbies
  • Gaming

Studio Catalogue
  • 9.9

  • Womens
  • Mens
  • Kids
  • Home & Garden
  • Electricals
  • Toys
  • Gifts & Jewellery
  • Health & Beauty
  • Clearance (Big Savings)

Flava £100 Credit Supermarket
  • 9.8

  • GUARANTEED £100 Credit
  • BIGGEST Hamper Giveaway EVER
  • £30 Hamper for JUST 1P
  • Only £0.01 – Grab yours now while stocks last!
  • Buy now pay later Groceries
  • Your new credit limit up to £100

TV On Finance
  • 9.8

  • Get a new TV with £500 Guaranteed Credit
  • Get instantly approved for one our 0% APR Finance TV’s
  • No credit check
  • Guaranteed approval
  • £500 Guaranteed Credit
  • No Credit Checks!
  • Buy now pay later!
  • Free Delivery

Sunshine Mobile
  • 9.8

  • Latest iPhones and Samsungs
  • All credit types welcome
  • Handsets are now 100% FREE on any Plans
  • 100% guaranteed to be accepted
  • You decide when you want to pay!
  • Flexible re-payment plan
  • Takes 2 minutes!

Accepted Mobile
  • 9.7

  • Phone contracts for Bad Credit
  • iPhone 13 Pro FREE on contract
  • No Credit Checks
  • Guaranteed Phones
  • You Choose When To Pay
  • iPhone 13 Pro
  • iPhone 13 Mini
  • Galaxy Note 20
  • Galaxy Note 10 Plus
  • Many, many more…

It may be tough to discover a catalogue that will work for you if you have poor credit. You may believe that you won’t be able to shop online with credit in a catalogue website again. This article covers the finest catalogue sites for individuals with poor credit and offers advice on how to raise your credit score so that you may ultimately qualify.

Catalogues for poor credit, which are available from numerous shops, enable customers to buy items on credit. These catalogues include an interest-bearing payment option known as Buy Now Pay Later, which allows you to spread the cost of your purchases over a period of time depending on your personal circumstances.

The best catalogues for people with bad credit include monthly instalments, allowing you to vary your payment frequency. With pay monthly catalogues you are able to pay off your debt after 6 months of monthly instalments or within 12 months by making a lump sum payment.

Here are some examples:

  • Very offers the option to make one down payment and then repayments on an interest free basis over six, nine or twelve months respectively.
  • Thrifty makes weekly installments until the customer’s account is clear.
  • Easyfinancially will take anywhere from 2 weeks up to 4 years depending on how much money they need upfront in order keep going and what type of plan suits them most (e.,g 1 year fixed term).

no credit check catalogues

No Credit Checks Catalogues

So you’re struggling to get your credit in order, huh? It can be a real pain when trying to buy anything online from monthly catalogues. Fortunately, we found a fantastic bad credit catalogue where you can buy even with a bad credit history. When you open your catalogue account you won’t be subject to a credit check.

You will then be able to choose your preferred pay monthly options and start shopping. If you want more information about some great no credit check catalogues then you are in the right place.

Catalogues For Bad Credit And CCJs

There are many types of bad credit credit catalogues: no credit check catalogues, and buy now pay later catalogues. Pay weekly or pay monthly is not always an option with these kinds of stores that offer credit accounts. The main difference between the two types of catalogues is that the former considers your credit history while the latter provide instant approval even if you have bad credit and offer interest free credit options when you start sending payments from your bank account.

There are various different ways to shop when it comes to bad credit shopping — some online retailers will be considered high end boutiques where designer wear reigns supreme; others may just have what’s left over after their most popular items sell out.

Shoppers who have a low credit score may be able to rebuild their credit by shopping at most catalogues. To do so, they must meet all of the terms agreed upon in order for them to get better rates and qualify for larger loans.

Some companies offer no-credit checks when you shop with them because it’s difficult or even impossible if your financial history is not good enough; but as long as you know how important this is then there are ways that can help such as paying off what we owe on time each month which will also show up positively on our records over time, making sure never miss any payments! It might seem like an overwhelming task now but rest assured – rewards often come out from meeting those requirements and sometimes the company

How To Apply For A Catalogue If You Have Bad Credit

When making the decision of whether to pick a pay weekly or monthly catalogue, consider both your income frequency and repayment terms.

If you typically receive an income every week then it’s best that you go with a Pay Weekly Catalogue because they often have stricter requirements for purchase amounts before a minimum payment is taken from your account. Whereas if a person has irregular incomes throughout the month – like I do- then going with Monthly Catalogue would be ideal since these types require less money upfront when purchasing items (you only need at least $25). However, each type also offers different options on how much their repayments are made in installments: some will charge one installment after six months while others want two payments within three weeks!

Once you’ve selected a catalogue, go ahead and sign up from a range of personal accounts options. At this stage, the home shopping catalogues will ask your name as well as other details such as date of birth and address so be sure to provide genuine information otherwise they may report it to fraud prevention service Cifas!

Once you submit your application, the catalogue company will run a credit check on you and if they see that there is no red flags or errors in their database (i.e., previous bankruptcy) then it may take them up to one minute before deciding whether to accept or reject your application.

It is important to note that different credit reference agencies may have different data on you. For this reason, it’s vital for those searching for a new loan or mortgage application to contact all of them in order get the full view of their credit situation and make sure they don’t have any judgments against them from court cases.

Rather than waiting for your next paycheck, you can use the credit card to buy whatever it is that caught your eye. The catalogue company will give you an initial limit of £60 – £500 so be sure to read all the terms and conditions before making any purchases!

How to Make Payments

You may have been paying more than you needed to on your catalogue debt, but that doesn’t mean it’s too late! Some catalogues offer zero-interest plans so as long as you repay the full amount owed in your personal account by a certain date via direct debit, there won’t be any charge.


Bad credit catalogues allow consumers with poor credit ratings to purchase goods on a variety of monthly and weekly payment plans. Some buy now pay later catalogues offer zero-interest plans and instant account approval, allowing you to shop almost straight away. Other bad credit catalogues offer flexible repayment periods that can extend up for several years, providing long term solutions for those who need them most.


Bad credit catalogues are not always the best option for borrowing money. Many of these stores typically come with high annual percentage rates (APRs), ranging from 39.9% to 58%. The penalties and fees associated may be too much, even if you have bad credit.

The higher price for your items is not because you are a bad person, but rather it’s due to the fact that if someone has healthy credit they can get better rates and terms.

When I say “pay for it,” don’t think of paying with plastic or filling out forms on a laptop screen – though those methods work well too! Paying means more than just entering in card info: It also entails being charged extra for things like high-interest loans and insurance premiums.

Some people have a misconception about the term “bad credit.” To clarify, it does not mean that you are always going to be paying higher prices for everything. There is bad-credit and there is good-credit. The companies listed below offer catalogues specifically geared towards those with less than stellar financial records who still want furniture or other items in their homes but cannot afford to pay top dollar rates because they don’t know how long this upswing will last.

Some people believe in the idea of “good” and “bad” credit which might lead them into thinking that anything associated with a lower score automatically means high fees during your time as an active customer at said company; however, despite what some may think, these

Top Bad Credit Catalogues In UK

This article will describe the most popular buy now pay later catalogues that are so well-known and widely used by people who have s problematic financial record, or even no credit at all.

Yes Catalogue

Yes Catalogue is a good option if you have bad credit, as they don’t do any credit checks when you open a personal account. Instead of doing a traditional check on your finances, Yes Catalogue will use their payment system to see that you can afford the item and pay back what is owed in time.

Once you have made a series of 6 payments, your credit will be upgraded to the next tier. You’ll start out as an £300 Customer and then upgrade all the way up to our top-tier customer status – which is worth bragging about because it’s only for those who are on their best behavior.


Savultra Card offers some of the best benefits around: £450 Catalogue Credit monthly and an amazing mobile phone on contract guaranteed with your new account. Their team has done all the research and have found a way to make online catalogue shopping possible for everyone.

After the trial ends, they will charge you £34.99 and a monthly membership fee of 19.99 to continue using Savultra’s service.

Accepted Mobile

At Accepted Mobile, you’ll find an extensive range of mobile phone contracts. This includes all the latest makes and models–some with prepaid service for those who want to try before they buy! But don’t worry: they understand that this is a big decision and have three months’ worth of starter packages available so their team can get to know your needs better. If you’re looking for something more specific like ‘Sim Only’, there are some great options in store too!

Accepted Mobile know that you’re a great customer. That’s why we don’t do credit checks and send out your brand new handset after just three months with us!

Accepted Mobile knows how good of customers are, which is something other mobile contract providers take for granted. It doesn’t matter if you have bad credit or not: Accepted will give our fantastic phone contracts to anyone who wants them – without the restriction most others impose upon their potential customers.

La Redoute

La Redoute is a popular UK based online clothing store for men, women and children. The company has been around since 1969 with many different fashion designers who work in partnership on various projects. You can open an account without money to shop today at La Redoute’s website as it allows credit customers up to three weeks time when they want to return any products that are no longer wanted or needed by the customer. They also offer great payment options like interest rates of 39% variable APR which should make things more comfortable for you!

Becoming a Laredoute customer is easy! Just visit the website, register with an email address and password. Once you’ve registered, you’ll be able to add items directly from your online basket for purchase or in-store pickup.

La Redoute offers two different ways for customers to pay, weekly or monthly payments. Customers can also use a credit card in lieu of cash.

What can you find at LaRedoute? You’ll be able to buy items like women’s shoes, kids’ clothes and other things in between. Visit their website today for a huge selection of products that may not normally cross your path!

Sunshine Mobile

This company called Sunshine Mobile offers great deals on the latest smartphones. However, if you’ve had bad credit in your past and want a phone like an iPhone or Samsung Galaxy but can’t afford it? Well with this mobile carrier they will work closely to get you what you need no matter how much of a risk that is for them!

Sunshine Mobile is a company that offers affordable handsets and deals for customers looking to save on their monthly bill. Sunshine’s website has an easy application process, no contracts or fees, you can get started with just £7 upfront payment which includes your SIM card worth of data per month (1GB). Customers are required to pay 12 weeks in advance but after three months they have the opportunity to upgrade from paying over time as well as being able since then it becomes easier if not less costly overall.

The Sunshine Mobile has no strict payment terms for its contracts. They are one of the mobile networks that have most flexible plans, allowing customers to set when they would like their contract to start and re-schedule future payments so that the customer is in complete control of them. Payments can be made with credit or debit cards as well.

The latest mobile phones are available at the company with models including the iPhone XR and P20 Pro.


Dial-a TV is a rental company that can help you get the electronic products you need, even if your credit rating isn’t perfect. They offer televisions and many other options such as tablets or mobile phones to their customers for low prices.

Dial a TV is an affordable rent-to-buy system that offers hassle free payment plans with no repair costs. Dial A Tv has been in the industry for over 25 years, and they have provided our customers with their own home equipment when other companies would not give them credit or financing options.

Dial a TV is the UK’s leading rent to buy company with their competitive 4.5% APR rates, so why not become one of Dial-A-TV’s growing customer base today? The process only takes four simple steps: sign up for an account, select your desired product and make sure you have enough money in order to pay it off over time as well as confirm shipping information before finally completing the online application!

The process for ordering a phone is easy. Visit our website at,uk and find the item you want to purchase in your trolley by clicking on it or dragging it over from the left hand side of screen You can also add any additional items that are not included with this package such as an insurance policy if needed before submitting your order form Once completed, we will call you back to confirm what you have ordered and take payment If paying by credit/debit card please be aware there is no extra charge but when using cash (or cheque) delivery charges may apply.

As we all know, there are many ways to pay for services. It is especially important that the company makes it clear how customers can make a payment and what their options are when they buy something. They should also make sure not to confuse anyone by having an unclear question on this matter in the first place! That’s why I was so happy with my purchase from them because they don’t have any complicated payment terms at all – you just need your credit or debit card (or) standing order every week.

The store is a great place for those seeking the latest products in electronics. Their wide selection includes digital cameras, tablets and many other gadgets that will fit anyone’s needs!

Bon Prix Catalogue

The Bon Prix online catalogue, which has been bringing the world of fashion to women for over ten years now is still up and running. They offer a variety of clothes at affordable prices as well as footwear from men’s shoes to children’s clothing. All customers who sign up get 25% off their next purchase with free delivery on all orders placed before midnight!

Bon-Prix was founded in 2005 by retail veteran Georgina Baehringer after she set out to fill an unmet need: stylish wardrobe essentials that are both high quality but also accessible price wise – you can find everything from coats and jackets, jeans or pants, skirts or dresses amongst other fashionable pieces plus plenty more items such as kids’ wear too.

It’s easier than you might think to become a Bonprix customer. Visit, and open an account with the company today! You’ll only need your email address for opening an account (and of course some personal details), which will be used just in case there are any future problems or questions about your purchase history on their website- not as part of the process to check out when shopping online at Bon prix stores, so it won’t take long before you’re all set up and ready to shop away without having had any hassles whatsoever!

Bon prix offers a multitude of payment options and terms for customers. Customers can either pay with credit or debit card when they check out, but also have the option to create a personal account which gives them more flexibility in how they make their purchase. Bon prix not only allows you to choose one-time payments online, through your phone, via direct debits from internet banking accounts or cheques; it also lets users spread costs over monthly installments if desired

The following passage discusses different ways that people can pay for purchases at bonprix: full payments are made using credit cards whether an order has been placed on the website or by phone; however those who prefer creating a personal account will find many other choices available as well.

At Bon prix, they have an extensive collection of clothing including dresses, jackets, shirts and jeans. They also stock a variety of accessories like belts wallets jewelry watches scarves etc.


Marisota caters to voluptuous women and the curvy ladies who want a place where they can find stunning plus size clothing. The items on this site are tailored for every woman, no matter what her shape or size is!

Interested in learning more about how to become a customer of Marisota? Their official website is and new registrants are required enter their address and other personal information after which they will be enrolled as an active member on the site pending verification by Post Office files, but if you’re not sure where your home or office location falls then call customer service for assistance!

Marisota is here to help you get the best clothes with their flexible payment options. They are sure that every customer will be able find a method of purchase from online, post or phone all the way up to bank! You can spread your payments monthly if you wish and take advantage of Marisota’s generosity when it comes time for returns too – they’ll even pay shipping costs both ways so long as items do not exceed €200 in value per return shipment.

The Marisota ladies shop is the place to be if you’re looking for a purchase that suits your tastes. With new items coming in at every turn, it’s always an experience worth going into. If we may give one suggestion: make sure to check out our designer section before leaving!

Freemans Catalogue is a one-stop style online store with an extensive collection of fashion and home equipment for him, her and the kids. The company was founded in 1905 has been working to offer you latest styles from brands like Kaleidoscope, Lascana, Swimwear365 & Gifts365

Freemans understands that their customers are trying to save as much money as possible on all of the fantastic merchandise they sell.

What is Freemans’ APR rate?

It’s a variable 34.9% and it even offers multiple payment options, which make things more comfortable for shoppers who want everything from clothes to home decor at an affordable price!

The sign-up process is quite simple and straightforward. Simply visit the Freemans website at, click “sign up,” enter your information (including an email address) into the designated fields on their website, read through a few pages that explain how to complete your order once you have finished signing up for account access by clicking “continue” in each of them until they disappear from view as well as what precautions are needed when placing orders online with this store, then review all personal data entered before submitting it. Once submitted you will receive confirmation emails detailing steps taken during registration including verifying if any required fields were missed or left blank so those can be addressed before attempting another login.

Freemans offers customers the option of buying now and paying later. After opening a personal account, choose items worth at least £100 and add them into your bag. At checkout, select “pay using my Personal Account” or pay with credit/debit card to spread out payments over 12 months – but you can also just make one lump sum payment!

Freemen’s stocks women, men and kids’ fashion items which includes clothes, footwear, swimwear sports and leisure stuff. You can also get house-related products like freezers TVs toasters washers dryers etcetera.

Kaleidoscope Catalogue

Kaleidoscope offers a variety of products to their customers at discounted prices. The online store is mainly known for stocking the latest in fashion, but they also have home and garden equipment available too. In their own words: “It’s all about detail.” While most items are geared towards women, Kaleidoscope does offer some clothing and footwear sets that cater to men as well!

Kaleidoscope is a company that offers an APR rate of 34.9%.

No, not 39.9% like most other catalogues!

It also has many payment options and currently offer 25% off your first order with free delivery for new customers

Kaleidoscope’s customer service is prompt and easy to navigate. Customers can open an account by following the simple instructions on our website, which only requires a few clicks of your mouse. If you don’t have any money right now but still want something from us, then Kaleidoscope also offers credit options that allow each purchase over £100 be made in monthly installments with no interest charged until all payments are completed!

Phone and online chat assistance is available to help you with any questions that may arise. They also offer payment options for customers looking to make a purchase from their extensive catalog of clothing, footwear, beauty products and accessories.

Curvisa Catalogue

Plus size women fashion is not the only thing that Curvisa offers. The catalogue has a selection of more than 3000 high-quality products in sizes 14 to 32, and new customers are even awarded with 30% off their first order. This alone makes it worth checking out if you’re looking for plus size women clothing! They also have an APR rate lower than other catalogues at 34.9%.

Plus size women fashion is not the only thing that Curvisa offers. The catalogue has a selection of more than 3000 high-quality products in sizes 14 to 32, and new customers are even awarded with 30% off their first order. This alone makes it worth checking out if you’re looking for plus size women clothing! They also have an APR rate lower than other catalogues at 34.9%.

Curvisa is a women’s plus size fashion store that offers clothes, shoes and other accessories for all occasions. Curvisa stocks only items by brands in the US To make shopping on their website easier they have categorized products based on types like dresses or leggings. They also offer swimwear with detailed descriptions of each type including cover-ups, tankinis, bikinis as well as clothing to wear at home such hats and gloves.

Jacamo Catalogue

With Jacamo, you can spend hours trying on clothes that fit your body type and sense of style. You’ll find everything from suits to casual wear including jeans, shirts, shoes and more.

Do a little research into the latest fashion trends so you know what’s hot this season with our new arrivals section. The Jacamo store stocks a wide variety of clothes and shoes for larger or taller men. Clothes range from casual to dressy, so it’s easy to find something you like no matter what the occasion is. They even have plus size items for people who are well endowed in that department as well! Looking at their catalogue makes me feel confident about my body type because I know they’ll always have some great pieces available.

As a customer, you can register for an account and fill out the company’s registration form in order to enter the site with your credit card information seamlessly entered as well so that you may begin shopping.

Fashion World

Fashion World is a decade-old online shopping portal. It’s design offers no guesswork about what it has to offer – fashion, and nothing more or less. But that’s not the only thing great about this catalogue company; they also have convenient options for payment terms such as buy now pay later on all items, and next day delivery if you order by 11am EST Monday through Thursday (orders placed after 3pm PST will be shipped out the following business day). They even guarantee quick return shipping in case something doesn’t work out with your purchase!

How does one become a customer of Fashion World?

The process to sign up for an account at Fashion World’s official website is rather easy. You’ll need your personal details, current address or delivery address as well as other information in order to create the new account and get credit with them right away! Ordering items through their online store is also pretty fluid; you can return anything easily because they are known for great service within this industry.

There are a few different payment options at Fashion World. You can pay for your purchase in full, or you have the option of paying monthly installments depending on what type of credit card/payment plan you want to use.

One thing that makes this site special is they offer an assortment of goods- from fashionable clothing to home essentials and gift items– so no matter who needs something new, someone will find it here!

What are their payment terms?

Remember that this is also a buy now pay later catalogue, meaning if you want to buy anything, you just look the price tag and look for the “Buy Now Pay Later” label underneath. Then all you have do before checking out is click or tap “Add To Cart” and wait 28 days until they send the next statement.

More Catalogue Options For You

If you have a very bad credit rating, then the catalogues above may be your only option. However depending on how severe it is and what company that you are applying to work for if any at all, Littlewoods or Very might still accept some of their customers with poor credit scores as well.

Credit checking criteria are different for each company, so if you get denied by one and not another – it doesn’t mean the other will reject your application. It all depends on how good of a rating your credit has!

I recommend applying for finance with the ‘normal’ home shopping catalogue companies first. Should you keep getting declined, then your only option is to apply with catalogues specifically for bad credit. Although they may charge a little higher than most, you will be virtually guaranteed acceptance!

Catalogues with instant credit

You may want to shop in a catalogue that offers instant credit. Instant credit catalogues have a process they go through when they decide whether they will accept your application.

But you may not be willing to wait if you want to buy something right now. If this is the case, you need to use a catalogue with instant credit, which will allow you to do  your shopping without having to wait for your application to be processed.

Lucky you, we have just the right catalogues for you if this is your situation. Studio, JD Williams, Jacamo, and the rest of the catalogues that we recommend on this page offer instant credit.


When you have bad credit or no credit, there are plenty of catalogues that can help. However, they often come at a high price in the form of an APR rate. One example is Ace catalogue which offers people with little to no history on their report easy access to goods and services without checking your score first!

If you have bad credit, then it’s likely that you need to find a way to improve your financial situation. Credit cards can be tempting for people with poor credit, but they’re also dangerous if used irresponsibly.

The best catalogues for people with bad credit offer monthly payments and installment plans so that customers can pay off their debts while still being able to manage their finances responsibly. These companies also allow customers to pay off their debt after 6 months of regular installment or within 12 months by making a lump sum payment.

Frequently Asked Questions

Can I get a free credit check before I apply?

Don’t sign up for a credit card before you find out what your score is. These free online tools can rate where you stand with lenders and show which cards will be available to you.

What is the easiest catalogue to start with if I have bad credit?

The Savvy Benefits Card is a great option for people who are in need of quick cash, but have bad credit. The card allows you to get up £2,500 with an unerringly low interest rate and small monthly fee if your credit rating is tarnished; it has all the benefits of any other retail catalogues such as clothing etc., without those pesky fees!

Can I shop at these catalogues if I have a CCJ?

You may not be able to buy with credit if you have a bad CCJ. While it’s true that some stores offer buy now pay later options, there are bad credit catalogues which specialise in people like us who just need the clothes and other items they carry for work or school but can’t get them because of their CCJ status.

You might think getting clothing and supplies from catalogue shopping is only something grandmas do these days; luckily this isn’t the case! There are even specialty catalogues available providing “buy now -pay never” offers for those stuck on an unfavorable financial situation due to debts accrued through court judgements (CCJs).

Can I get a credit line if I have bad credit?

The best way to improve your credit score is through the steps that are outlined in this article. By following these tips, you’ll be able to see if getting a new line of credit will help raise your rating.

 Can I Get Buy Now Pay Later With No Credit Check?

Although there are specialist companies such as the Savvy Benefits Card which can offer up to £2,500 with no credit checks. You may be required to pay a monthly or weekly fee for this and you will not need a credit check beforehand., but it is worth checking in advance if your card provider has any restrictions on who they provide cards too before committing yourself

How Can I Fix My Credit File?

Your credit file is an important part of your financial life, and if you want the best possible options when borrowing money in future it can be advantageous to ensure that this document remains up-to-date. UK Credit Ratings offers us a chance for you to check your current status before applying – all simple with just one form!

Does Littlewoods accept bad credit?

Littlewoods is a popular catalogue store for clothing and more. If you have bad credit, find the best catalogues to get approved here! With Littlewoods’ wide selection of items from homewares to outdoor accessories, there’s something for everyone in your family.